Lend Some Money (LSM) When it comes to real estate investing, California is one of the most desirable locations in the nation. However, with higher home values come some unique challenges but we can help!  We offer property loans, real estate investing advice and guidance, and a wide range of investment opportunities crafted for California.

California's Premier Hard Money Lender

When it comes to real estate investing, California is one of the most desirable locations in the nation. However, with higher home values come some unique challenges but we can help! We offer property loans, real estate investing advice and guidance, and a wide range of investment opportunities crafted for California.

California Loan Application




Investment Properties in California

Whether you're new to real estate or a veteran, you should explore investing in California.

There are more than 86687 homes for sale at an average price of $708,936 this year. This should give you a rough idea of how to identify an undervalued property or understand your resale potential. In addition there are 13,378 empty lots available to purchase for new construction. This is is in addition to the many rental property opportunities, which generate an average monthly income of $2,110 per unit.

California is known for its bustling economy, sunny skies, and warm weather making it a very enticing place to establish a career. Of course, it is home to Silicon Valley, where global technology companies and start-ups thrive. However, do not forget about bustling cities like San Diego. There are growth opportunities everywhere, making California one of the best places to start building a successful career. Here is a list of the top 10 companies 1 Wells Fargo 2 Westcon-Comstor 3 Concentrix 4 Kaiser Permanente 5 The Walt Disney Company 6 Taco Bell 7 Universal Protection Service 8 Gap 9 Apple Inc. 10 Safeway

California's demographics show 15.4% of residents are between the ages of 25 and 34, 16.2% are between 35 and 44 and 35.1% are over 44 years old.

California is home to a number of fun facts. For instance, Fallbrook is home to the "Avocado Capital of the World." Every year, the town celebrates with an avocado festival. The Hollywood Bowl is another fun fact. It's the largest outdoor amphitheater in the United States. When it opened in 1922, it was merely a simple wooden platform with a canvas top! In 1964, San Francisco's cable cars were named the first moving National Historic Landmark. The San Francisco cable cars are the only ones still operating in a U.S city. Wondering what the name of the world's largest tree is? It's General Sherman, and it lives in Sequoia National Park! At nearly 275 feet tall and a circumference of 102 feet, it's certainly a large tree! Death Valley is another fun fact. It's the hottest, driest, AND lowest National Park in the country! Despite its morbid name, due to these extremes, a great diversity of life can be found here. Finally, Mt. Whitney is the highest point in the continental United States! At 14,494 feet above sea level, it towers above everything else in the contiguous US. These are just some of California's fun facts - there are much more waiting!

The surfer state. Its terrain includes cliff-lined beaches, redwood forest, the Sierra Nevada Mountains, Central Valley farmland, and the Mojave Desert. The city of Los Angeles is the seat of the Hollywood entertainment industry including Rodeo Drive, Beverly Hills, and many studios to visit. Hilly San Francisco is known for the Golden Gate Bridge, Alcatraz Island, and cable cars. For those looking to find the less talked about attractions in California, be sure to visit Bodie State Historic Park, home to a former mining town that has been abandoned for 125 years but protected from decay via the state since the 1960s.

To learn more about opportunities in California or start a conversation with us about getting money to invest and expand, contact LSM now.
New Construction Program Info
 Just a few of the locations we service - Murrieta, Ontario, San Bernardino, Yuba City, Escondido, Richmond, Concord, Turlock, Palmdale, Roseville, Garden Grove, Costa Mesa, Elk Grove, Huntington Beach, Downey, Anaheim, Redding, Inglewood, Chico, Santa Cruz, Norwalk, San Mateo, Seaside, Glendale, Santa Maria, Bakersfield, Oxnard, Rancho Cucamonga, Pomona, Antioch, Santa Ana, San Buenaventura, San Diego, Jurupa Valley, Moreno Valley, Hemet, El Monte, Sunnyvale, Gilroy, Sacramento, Orange, Fresno, Fontana, Corona, Simi Valley, West Covina, Oakland, Hayward, Berkeley, Santa Barbara, Rialto, Long Beach, Thousand Oaks, Burbank, Indio, El Cajon, Fremont, Daly City, Salinas, Stockton, Pasadena, Torrance, East Los Angeles, Fullerton, Visalia, Irvine, Merced, Los Angeles, Santa Rosa, San Francisco, Carlsbad, Lancaster, Modesto, Vista, Chula Vista, Victorville, El Centro, Santa Clara, Vallejo, Clovis, Fairfield, Oceanside, Temecula, San Jose, Mission Viejo, Santa Clarita, Riverside
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California
Loan Summary Information for California

Getting the right funding in California can be challenging but we can help; Lend Some Money (LSM) offers private money for real estate, built for your local investment needs in California. Whether you flip houses, or are interested in building a new home to sell, or a rental for the long term, LSM has a product that can help. We are one of the premier hard money lenders in California. Read on to learn more about our current offerings in California.

Loan Products FICO$ LoanTermRatePoints
FIX&FLIP (BRIDGE)620+$75K+12-24 Mos10.25%+2-4
RENTAL (1-4)660+$75K+30-Yrs7.59%+1-4
RENTAL (5+)680+$250K+30-Yrs**7.89%+2-5
NEW CONSTRUCT650+$75K+12-24 Mos10.89%+2-4

  All loans must be used for non-owner occupied properties purchased for investment. Commercial properties are not eligible for lending unless they are mixed use and comprise at least 50% residential use.
 ** 30 Years 5, 7, 10 or interest only